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Southwick, MA Utility & Living Guide
Living in Southwick, MA offers a charming rural experience with easy access to major cities like Springfield and Hartford.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Southwick is relatively stable, with a mix of older and newer homes available. The town has seen some new construction in recent years, but prices remain competitive. Rentals are also available, but may be limited in certain areas.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 5.2% + No County tax + Local 1.05%</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Southwick has limited public transportation, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Southwick Recreation Center
- Congamond Lakes
- Powder Mill Pond
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Southwick based on your household profile.
📰 Live Local News
Southwick has regulations regarding zoning, building permits, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Southwick — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Southwick can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning usage, and higher heating oil bills in the winter. However, the town's relatively mild climate means that these fluctuations are not as extreme as in other parts of the country.
🏛️ Local Tax Details
The ZIP code 01077 has a property tax millage rate of 18.45, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: Southwick has some stroller-friendly sidewalks and parks, but the town's rural layout and limited public transportation can make it difficult to get around without a car. However, the town is working to improve its pedestrian infrastructure and accessibility.
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