Westminster, MD Utility & Living Guide

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Westminster, MD Utility & Living Guide

Westminster is the main settlement of the City of Westminster in Central London, England. It extends from the River Thames to Oxford Street and has many famous landmarks, including the Palace of Westminster, Buckingham Palace, Westminster Abbey, Westminster Cathedral, Trafalgar Square and much of th

Last updated: June 26, 2026
Total Utilities$350/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
📷 Live Cameras — Westminster
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🌤️ Live Weather — Westminster
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⚠️ Natural Hazard History — Westminster
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

$60/mo

BGE
💧 Water

$50/mo

City of Westminster
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$350/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Westminster is relatively stable, with a mix of older and newer homes available. The city has seen some new development in recent years, but prices remain competitive. Rentals are also available, particularly in the downtown area.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate, with key industries including education, healthcare, and manufacturing
Top Local Concerns
Traffic, public safety, economic development
🚌 Transit for Families

Westminster has a limited public transportation system, but the downtown area is relatively walkable and stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    Carroll County Farm Museum
  • 🎯
    Hashawha Environmental Center
  • 🎯
    Westminster Community Pond

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods, such as Uniontown and Westminster Heights, are popular with families due to their proximity to schools, parks, and community amenities. The city also has several newer developments with family-friendly amenities like playgrounds and community pools.

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📊 Westminster — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Westminster tend to be higher in the winter months due to heating costs, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electric bills due to air conditioning usage.

🏛️ Local Tax Details

The 21157 ZIP code has a property tax millage rate of 1.08, with no local surtaxes

👶 Family & Stroller Friendliness

6, due to the city's relatively walkable downtown area and several parks with stroller-friendly paths, but limited public transportation options and some sidewalks in need of repair

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