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Stow, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Stow is competitive, with a mix of historic homes and new constructions. Prices have been steadily increasing due to the town’s desirable location and high quality of life. Rentals are scarce, and tenants should be prepared to act quickly when a unit becomes available.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
8/10
$1200/mo
City Pulse
Stow has limited public transportation, but the town's scenic roads and sidewalks make it accessible for strollers and walkers.
- Lake Boon
- Stow Community Park
- Nashoba Valley Ski Area
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Stow based on your household profile.
📰 Live Local News
Stow has regulations regarding zoning, building permits, and environmental conservation.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Stow — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Stow fluctuate by season, with higher electricity bills in the summer due to air conditioning and higher heating oil costs in the winter. Residents can expect to pay around 10-20% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The ZIP code 01775 has a property tax millage rate of 1.23, with no local surtaxes.
👶 Family & Stroller Friendliness
7/10, with explanation: Stow's scenic roads and sidewalks are stroller-friendly, but the town's limited public transportation and lack of elevators in some buildings may pose challenges for families with strollers.
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