Lively, VA Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Lively, VA Utility & Living Guide

Living in Lively, VA offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$258/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
🌤️ Live Weather — Lively
Loading weather...
📷 Live Cameras — Lively
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Lively
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Lively?

Moving to Lively? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$128/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

Lancaster County Public Utilities
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead $258/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Lively is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices reflect the desirable location. Rentals are also available, but options may be limited.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in tourism, healthcare, and education
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Lively has limited public transportation options, but the town is relatively small and walkable, making it accessible for families with strollers.

🎡 Top Kid Attractions
  • 🎯
    Lancaster County Park
  • 🎯
    Rappahannock River
  • 🎯
    Belle Isle State Park

Best Neighborhoods for Families

The neighborhoods near the waterfront and downtown area are popular with families, offering easy access to parks, schools, and local amenities. The town's quiet and safe atmosphere makes it an attractive option for families with young children.

Household Budget Calculator

Estimate your real monthly cost of living in Lively based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Lively has zoning regulations in place to preserve the town’s character and protect the environment.

The current financial trend in Lively is a growing demand for waterfront properties and a increasing popularity of outdoor recreation activities. As a result, local businesses are investing in tourism infrastructure and services.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Lively — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

During the summer months, utility costs in Lively tend to increase due to air conditioning usage, while winter months see a slight decrease. However, the town's mild climate means that extreme temperature fluctuations are rare, keeping utility costs relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 22507 has a property tax millage rate of 0.85, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10: Lively has well-maintained sidewalks and easy access to parks, making it a great place for families with strollers. However, some areas may have limited elevator access in transit, and family infrastructure could be improved.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.