Pembroke, GA Utility & Living Guide

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Pembroke, GA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1000/mo
Sales Tax8%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Pembroke Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1300/mo
3 Bedrooms$1800/mo
Median Home Price$280,000
Property Tax Rate1.15%
Avg Childcare/mo$900

The housing market in Pembroke is relatively affordable, with a mix of new and established neighborhoods. Rentals are available, but the market is mostly driven by single-family homes. As the town grows, new developments are emerging to meet demand.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

96

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax8%
Property Tax Rate1.15%
<p>State 4% + County 3% + City 1%</p>

Georgia has a progressive state income tax with rates ranging from 1% to 5.99%, depending on income level.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+10% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including manufacturing, healthcare, and education
Top Local Concerns
Traffic, public safety, economic development
🚌 Transit for Families

Pembroke has limited public transportation, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks in place.

🎡 Top Kid Attractions
  • 🎯
    Pembroke Community Park
  • 🎯
    Fort Stewart
  • 🎯
    Savannah Children's Museum

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming, small-town feel, with tree-lined streets and historic homes. The Pembroke Estates subdivision is a popular choice for families, with its sidewalks, parks, and community pool.

Household Budget Calculator

Estimate your real monthly cost of living in Pembroke based on your household profile.

📰 Live Local News

Pembroke has zoning laws and building codes in place to manage growth and development, as well as ordinances regulating noise, pets, and property maintenance.

Financial Tools

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📊 Pembroke — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see a slight increase in natural gas bills for heating. However, the mild climate in Pembroke means that utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The 31321 ZIP code has a property tax millage rate of 12.5 mills, with an additional 1% local option sales tax.

👶 Family & Stroller Friendliness

6, Pembroke has some sidewalks and crosswalks, but the town's infrastructure is not fully stroller-friendly, with some areas lacking pedestrian accessibility and elevator access in public buildings.

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