Saint Marys, GA Utility & Living Guide

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Saint Marys, GA Utility & Living Guide

Living in Saint Marys, Georgia offers a charming small-town atmosphere with a strong sense of community and access to outdoor recreation.

Last updated: September 27, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax7%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Saint Marys
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Saint Marys is seeing growth in its downtown area, with new businesses and restaurants opening in recent years. The city's proximity to Kings Bay Naval Submarine Base also makes it an attractive location for military families and contractors.
⚠️ Natural Hazard History — Saint Marys
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

City of Saint Marys Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.15%
Avg Childcare/mo$900

The housing market in Saint Marys is relatively affordable, with a mix of older and newer homes available. The city has seen some growth in recent years, but prices remain lower than in larger nearby cities. Rentals are also available, including apartments and single-family homes.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

96

Healthcare

101

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate1.15%
<p>State 4% + County 2% + City 1%</p>

Georgia has a progressive state income tax with rates ranging from 1% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including military, tourism, and manufacturing
Top Local Concerns
Traffic, affordable housing, public safety
🚌 Transit for Families

The city has a limited public transportation system, but sidewalks and crosswalks are generally stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    Kings Bay Naval Submarine Base
  • 🎯
    Cumberland Island National Seashore
  • 🎯
    Saint Marys Aquatic Center

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town feel, while newer developments on the outskirts of town provide more modern amenities. The city's historic district is also a popular area for families.

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📊 Saint Marys — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower bills. However, the mild winter weather means that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The 31558 ZIP code has a property tax millage rate of 12.5 mills, with an additional 1% local surtax

👶 Family & Stroller Friendliness

6, with wide sidewalks and crosswalks in the downtown area, but limited accessibility in some older neighborhoods and a lack of elevators in some public buildings

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