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Saint Simons Island, GA Utility & Living Guide
Living in Saint Simons Island offers a unique blend of historic charm, beautiful beaches, and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Saint Simons Island is highly competitive, with a mix of historic homes, beachfront condos, and new construction. Prices tend to be higher near the beach and in desirable neighborhoods. Rentals are also in high demand, particularly during the summer months.
Cost of Living
118
+18% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7% |
| Property Tax Rate | 0.85% |
| <p>State 4% + County 3% + City 0%</p> | |
Georgia has a progressive state income tax with rates ranging from 1% to 5.99%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The public transit system in Saint Simons Island is limited, but the island is relatively flat and easy to navigate with a stroller, with many sidewalks and bike paths.
- Saint Simons Island Lighthouse
- Fort Frederica National Monument
- Neptune Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Saint Simons Island based on your household profile.
📰 Live Local News
The City of Saint Simons Island has regulations in place to protect its historic district and natural environment, including rules on building height, signage, and beach access.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Saint Simons Island — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Saint Simons Island tend to be higher in the summer months due to air conditioning usage, with the average electric bill increasing by 20-30% from June to August. In the winter months, utility costs are relatively low, with the average electric bill decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 31522 has a property tax millage rate of 12.5 mills, with an additional 1% local surtax for education and infrastructure
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and a relatively flat terrain, but some areas lack elevator access in public buildings and transit
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