Mineral, VA Utility & Living Guide

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Mineral, VA Utility & Living Guide

Living in Mineral, VA offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.

Last updated: September 9, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Mineral
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The current financial trend in Mineral is a steady growth in property values, driven by its proximity to Richmond and Charlottesville. The area is also seeing an increase in small businesses and entrepreneurship.
⚠️ Natural Hazard History — Mineral
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Louisa County Water Authority
🗑️ Garbage

$30/mo

Louisa County Waste Management
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Mineral is relatively affordable, with a range of options from historic homes to new constructions. The area is popular with families and retirees. Rental properties are also available, although options may be limited.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in agriculture, healthcare, and tourism
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Mineral has limited public transportation options, but the area is relatively walkable and bikeable

🎡 Top Kid Attractions
  • 🎯
    Lake Anna State Park
  • 🎯
    Louisa County Fairgrounds
  • 🎯
    Mineral Baptist Church playground

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to local amenities and outdoor recreation. The Lake Anna area is also popular with families, offering waterfront properties and recreational opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Mineral based on your household profile.

📰 Live Local News

Mineral has zoning ordinances and building codes in place to regulate development and ensure public safety

Financial Tools

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📊 Mineral — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Mineral tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate.

🏛️ Local Tax Details

The ZIP code 23117 has a property tax millage rate of 0.85%, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Mineral has decent sidewalk quality and park access, but limited elevator access in transit and some areas with limited family infrastructure

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