Richardsville, VA Utility & Living Guide

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Tier 3 Location

Richardsville, VA Utility & Living Guide

Living in Richardsville, VA offers a tranquil and scenic experience with easy access to outdoor activities and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Richardsville
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Rappahannock Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Rappahannock County Public Works
🗑️ Garbage

$30/mo

County Waste
📶 Internet

$60/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Richardsville is relatively stable, with a mix of older and newer homes available. The area is popular with families and retirees, and prices are generally lower than in nearby urban areas. Rentals are also available, but may be limited.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in agriculture, tourism, and small manufacturing
Top Local Concerns
Traffic, schools, and environmental conservation
🚌 Transit for Families

Public transit is limited in Richardsville, but the area is relatively flat and walkable, making it accessible for strollers and families

🎡 Top Kid Attractions
  • 🎯
    Shenandoah National Park
  • 🎯
    Rappahannock River
  • 🎯
    and the town's annual festivals

Best Neighborhoods for Families

The area around the town center is popular with families, with its mix of older homes and newer developments. The nearby countryside also offers a range of options, from farmhouses to modern estates.

Household Budget Calculator

Estimate your real monthly cost of living in Richardsville based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws and building codes are enforced by Rappahannock County, and there may be restrictions on certain types of businesses or developments.

The current financial trend in Richardsville is a growing demand for rural properties and a increasing popularity of the area as a weekend getaway destination. This has led to an influx of new businesses and investments in the local economy.

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📊 Richardsville — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Richardsville tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In the winter, costs are relatively stable, with some increase in heating costs.

🏛️ Local Tax Details

The ZIP code 22732 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with wide sidewalks and accessible parks, but limited elevator access in public buildings and some rough terrain in the countryside

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