Saint Paul, VA Utility & Living Guide

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Saint Paul, VA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$250/mo
1BR Rent$800/mo
Sales Tax5.3%
COL Index88 (-12% below national average)
Family Score7/10
Median Home$180,000
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⚠️ Natural Hazard History — Saint Paul
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

American Electric Power (AEP)
🔥 Gas

N/A - Electric only
💧 Water

$30/mo

Town of Saint Paul Water Department
🗑️ Garbage

$20/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom$800/mo
2 Bedrooms$1100/mo
3 Bedrooms$1500/mo
Median Home Price$180,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Saint Paul is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, although options may be limited. The town’s small size and rural location contribute to its affordable housing costs.

Cost of Living

Overall COL Index

88

US national avg = 100
vs National Avg

-12% below national average

Groceries

95

Transportation

92

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1% + City 0%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

70

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Low, with key industries in coal mining, healthcare, and tourism
Top Local Concerns
Economic development, infrastructure, environmental protection
🚌 Transit for Families

Saint Paul has limited public transportation options, but the town's small size and walkability make it accessible for families with strollers

🎡 Top Kid Attractions
  • 🎯
    Breaks Interstate Park
  • 🎯
    Saint Paul Trail
  • 🎯
    Oxbow Lake

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and new constructions, with easy access to local amenities and outdoor recreation opportunities. Families may also consider the nearby town of Lebanon for its schools and community events.

Household Budget Calculator

Estimate your real monthly cost of living in Saint Paul based on your household profile.

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📊 Saint Paul — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Saint Paul tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In contrast, summer months see lower utility costs, with average electricity bills decreasing by 10-20% from June to August.

🏛️ Local Tax Details

The ZIP code 24283 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, due to the town's small size and walkability, although sidewalk quality and park access could be improved

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