Saint Stephens Church, VA Utility & Living Guide

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Saint Stephens Church, VA Utility & Living Guide

Living in Saint Stephens Church, VA offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Saint Stephens Church
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

King William County Public Utilities
🗑️ Garbage

$30/mo

King William County Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Saint Stephens Church is relatively affordable, with a mix of older and newer homes available. Rentals are limited, but prices are competitive. The area is seeing growth, with new developments and renovations underway.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in healthcare, education, and small business
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Public transit is limited, but the area is relatively walkable and bikeable, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    King William County Recreation Center
  • 🎯
    Pamunkey River
  • 🎯
    Belle Isle State Park

Best Neighborhoods for Families

The area around the town center is popular for families, with its mix of older homes and newer developments. The nearby neighborhoods of West Point and King William are also desirable, with their rural settings and access to outdoor recreation.

Household Budget Calculator

Estimate your real monthly cost of living in Saint Stephens Church based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws and building codes are in place to preserve the area’s rural character and protect the environment

Saint Stephens Church is experiencing steady growth, driven by its proximity to Richmond and the expanding job market. However, this growth also brings concerns about traffic and infrastructure.

Financial Tools

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📊 Saint Stephens Church — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. However, the area's mild climate means that utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 23148 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Saint Stephens Church has some sidewalks and crosswalks, but the area is not highly stroller-friendly due to limited pedestrian infrastructure and lack of elevator access in some public buildings.

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