Surry, VA Cost of Living & Utility Guide 2026

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Surry, VA Utility & Living Guide

Living in Surry, VA offers a tranquil and historic experience with easy access to the James River and surrounding natural beauty.

Last updated: September 22, 2026

Total Utilities$280/mo

1BR Rent$1000/mo

Sales Tax5.3%

COL Index94 (-6% below national average)

Family Score7/10

Median Home$280,000

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Surry is experiencing slow but steady economic growth, driven by tourism and small business development. The town's affordable housing and low cost of living make it an attractive option for families and retirees.

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🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy

🔥 Gas

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N/A - Electric only

💧 Water

$50/mo

Surry County Public Utilities

🗑️ Garbage

$30/mo

Waste Management

📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom	$1000/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$1900/mo
Median Home Price	$280,000
Property Tax Rate	0.85%
Avg Childcare/mo	$900

The housing market in Surry is relatively affordable, with a range of historic and modern homes available. Rentals are limited, but prices are competitive. The market is growing slowly due to the town’s small size and limited new construction.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-6% below national average

Groceries

Transportation

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax	5.3%
Property Tax Rate	0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$900/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of conservative and liberal views

Business Momentum

Moderate, with key industries including tourism, agriculture, and small manufacturing

Top Local Concerns

Traffic, education, public safety

🚌 Transit for Families

Public transit is limited, but the town is walkable and bike-friendly, with some sidewalks and crosswalks

🎡 Top Kid Attractions

🎯
Surry County Recreation Center
🎯
Chippokes Plantation State Park
🎯
Jamestown Settlement

Best Neighborhoods for Families

The historic district and surrounding neighborhoods offer a charming and family-friendly atmosphere, with tree-lined streets and historic homes. The town's small size makes it easy to get around and find amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Surry based on your household profile.

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Zoning laws and historic district regulations are in place to preserve the town’s character

Financial Tools

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Planning Tools

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📊 Surry — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity costs due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild climate means that utility costs remain relatively stable throughout the year.