Susan, VA Utility & Living Guide

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Susan, VA Utility & Living Guide

Living in Susan, VA offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: September 22, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Susan
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🌤️ Live Weather — Susan
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The current financial trend in Susan is a growing demand for vacation rentals and short-term accommodations, driven by the town's popularity as a tourist destination. Additionally, there is a increasing interest in sustainable and eco-friendly living options.
⚠️ Natural Hazard History — Susan
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

Mathews County Public Works
🗑️ Garbage

$30/mo

Mathews County Waste Management
📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Susan is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The town’s small size and limited inventory can lead to competitive pricing. Rentals are also available, but options may be limited.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and small business
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Public transit options are limited, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Mathews County Park
  • 🎯
    Gwynn's Island
  • 🎯
    Mobjack Bay

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and newer construction, with easy access to shops, restaurants, and community events. The Gwynn's Island area is also popular for its waterfront views and outdoor recreation opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Susan based on your household profile.

📰 Live Local News

Zoning laws and building codes are in place to preserve the town’s character and ensure public safety

Financial Tools

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📊 Susan — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see increased heating costs. However, the town's mild climate means that utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 23185 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Susan has some sidewalks and crosswalks, but the town's rural nature means that stroller-friendly infrastructure is limited. However, the town's small size and relatively flat terrain make it accessible for families with strollers.

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