⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Swords Creek, VA Utility & Living Guide
Living in Swords Creek, VA offers a tranquil atmosphere with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1800/mo |
| Median Home Price | $220,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $800 |
The housing market in Swords Creek is relatively affordable, with a mix of older and newer homes available. Rentals are also available, although options may be limited. The area is attracting new residents due to its natural beauty and outdoor recreational opportunities.
Cost of Living
94
-6% below national average
95
88
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive income tax system with rates ranging from 2% to 5.75%
Family & Relocation
70
7.2/10
$800/mo
City Pulse
Public transportation is limited, but sidewalks and parks are stroller-friendly, making it easy to get around with kids
- Breaks Interstate Park
- Russell County Fairgrounds
- Clinch River
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Swords Creek based on your household profile.
📰 Live Local News
Zoning laws and building codes are enforced by Russell County, and residents are required to obtain permits for certain projects
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Swords Creek — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. Residents can expect to pay around 10-20% more for utilities during these peak seasons.
🏛️ Local Tax Details
The ZIP code 24649 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller, although some areas may lack elevator access in public buildings
Virginia Living Report — October 13, 2026
Virginia Living Report — October 13, 2026 Finklick tracks 468 cities across Virginia. Total state population: 8,624,511. Median...
Read more →
Virginia Living Report — October 12, 2026
Virginia Living Report — October 12, 2026 Finklick tracks 468 cities across Virginia. Total state population: 8,624,511. Median...
Read more →
Virginia Living Report — October 11, 2026
Virginia presents a compelling paradox for potential newcomers: it offers the economic heft of a major player on...
Read more →
Virginia Living Report — October 10, 2026
With a population of over 8.6 million, Virginia is the 12th-most populous state in the country, yet it...
Read more →Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.