Toano, VA Utility & Living Guide

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Toano, VA Utility & Living Guide

Living in Toano, VA offers a unique blend of rural charm and accessibility to larger cities like Williamsburg and Richmond.

Last updated: September 23, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$340,000
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🌤️ Live Weather — Toano
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Toano is experiencing growth in its tech industry, with several new companies setting up operations in the area. This trend is expected to continue, with a focus on innovation and entrepreneurship.
⚠️ Natural Hazard History — Toano
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

James City Service Authority
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate0.84%
Avg Childcare/mo$1200

The housing market in Toano is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The area is popular with families and commuters, and home prices have been steadily increasing in recent years. Rental options are also available, although they may be limited.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.84%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and technology
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Toano has limited public transportation options, but the area is relatively flat and easy to navigate with a stroller

🎡 Top Kid Attractions
  • 🎯
    Busch Gardens
  • 🎯
    Colonial Williamsburg
  • 🎯
    Williamsburg Botanical Garden

Best Neighborhoods for Families

The best neighborhoods for families in Toano include the areas around Toano Elementary School and the nearby subdivisions, which offer a range of housing options and community amenities. These neighborhoods are known for their safety, good schools, and family-friendly atmosphere.

Household Budget Calculator

Estimate your real monthly cost of living in Toano based on your household profile.

📰 Live Local News

James City County has regulations in place regarding zoning, building permits, and environmental protection

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📊 Toano — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Toano tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate, with average natural gas bills remaining steady throughout the year.

🏛️ Local Tax Details

The ZIP code 23168 has a property tax millage rate of 0.84, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Toano has decent sidewalk quality and park access, but elevator access in transit is limited and family infrastructure could be improved

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