Topping, VA Utility & Living Guide

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Tier 3 Location

Topping, VA Utility & Living Guide

Living in Topping, VA offers a tranquil and scenic experience with its picturesque countryside and proximity to the Chesapeake Bay.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Topping
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Middlesex County Public Works
🗑️ Garbage

$30/mo

Middlesex County Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Topping is characterized by a mix of older and newer homes, with a growing demand for waterfront properties. The median home price has increased steadily over the past few years, driven by the area’s natural beauty and proximity to major cities. However, the market remains relatively affordable compared to other parts of the state.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive state income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Traffic, education, environmental conservation
🚌 Transit for Families

The public transit system in Topping is limited, but the area is relatively flat and stroller-friendly, with wide sidewalks and bike paths

🎡 Top Kid Attractions
  • 🎯
    Deltaville Maritime Museum
  • 🎯
    Belle Isle State Park
  • 🎯
    Virginia Beach

Best Neighborhoods for Families

The best neighborhoods for families in Topping include the waterfront areas, which offer stunning views and easy access to outdoor recreation. The town's central area is also popular, with its charming shops and restaurants. Additionally, the surrounding countryside offers a more rural lifestyle, with larger properties and a stronger sense of community.

Household Budget Calculator

Estimate your real monthly cost of living in Topping based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Middlesex County has regulations in place to protect the environment and preserve the area’s natural beauty, including zoning ordinances and building codes

The current financial trends in Topping, VA are driven by a growing tourism industry and an increasing demand for waterfront properties. The area's economy is also supported by a strong agricultural sector and a growing number of small businesses.

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📊 Topping — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Topping, VA tend to be higher in the summer months, when air conditioning is in high demand, and lower in the winter months, when heating needs are reduced. However, the area's mild climate means that utility costs remain relatively stable throughout the year, with an average increase of 10-15% in the summer and a decrease of 5-10% in the winter.

🏛️ Local Tax Details

The ZIP code 23169 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, bike paths, and easy access to outdoor recreation, but limited public transit options and some areas with heavy traffic

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