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White Plains, VA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in White Plains is relatively stable, with a mix of older and newer homes available for sale or rent. The area is popular with families and retirees due to its natural beauty and outdoor recreational opportunities. However, the inventory of available homes can be limited at times.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$900/mo
City Pulse
The public transit system in White Plains is limited, but the area is relatively walkable and bikeable, with some sidewalks and bike lanes available
- Surry County Recreation Center
- Jamestown Beach
- Chippokes Plantation State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in White Plains based on your household profile.
📰 Live Local News
Zoning laws and building codes are enforced by Surry County, and residents are required to obtain permits for certain types of construction or renovation projects
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 White Plains — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in White Plains tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter months, heating costs are relatively low due to the area's mild climate, with average electricity bills decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 23893 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6/10: White Plains has some sidewalks and bike lanes, but the area is not highly stroller-friendly due to the lack of elevators in some public buildings and limited public transportation options
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