Windsor, VA Utility & Living Guide

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Windsor, VA Utility & Living Guide

Living in Windsor, VA offers a charming small-town experience with a strong sense of community and easy access to outdoor recreation.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
🌤️ Live Weather — Windsor
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⚠️ Natural Hazard History — Windsor
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Isle of Wight County Public Utilities
🗑️ Garbage

$30/mo

Isle of Wight County Public Works
📶 Internet

$60/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Windsor is relatively affordable, with a mix of older and newer homes available. The town has seen some new development in recent years, but the overall pace of growth is moderate. Residents can expect to find a range of housing options, from starter homes to larger family residences.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive state income tax with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including tourism, healthcare, and manufacturing
Top Local Concerns
Traffic, affordable housing, public safety
🚌 Transit for Families

Windsor has limited public transportation options, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks available

🎡 Top Kid Attractions
  • 🎯
    Windsor Castle Park
  • 🎯
    Isle of Wight County Museum
  • 🎯
    Smithfield Farmers Market

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town atmosphere, with tree-lined streets and historic homes. The nearby Carrollton and Smithfield areas also offer more modern housing options and amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Windsor based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Windsor has zoning ordinances and building codes in place to regulate development and ensure public safety

The current financial trends in Windsor indicate a growing economy, driven by tourism and small business development. However, the town still faces challenges related to affordable housing and infrastructure development.

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📊 Windsor — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Windsor tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate, with average electric bills decreasing by 10-20% from December to February.

🏛️ Local Tax Details

The ZIP code 23487 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, Windsor has some sidewalks and crosswalks, but the town's infrastructure is not entirely stroller-friendly, with some areas lacking in accessibility features such as ramps and elevators

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