⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Captain Cook, HI Utility & Living Guide
Captain Cook is a census-designated place (CDP) in Hawaiʻi County, Hawaiʻi, in the United States, located in the District of South Kona. The community, within the land division of Kealakekua, is so named because the post office for the area was located in the Captain Cook Coffee Co. during the early
Monthly Utility Costs
$200/mo
—
$60/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $440,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Captain Cook is competitive, with a mix of older and newer homes available. Rentals are scarce, and prices are higher than in some other parts of the island. However, the area’s natural beauty and outdoor recreational opportunities make it a desirable place to live.
Cost of Living
120
+20% above national average
110
105
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + County 0% + City 0%</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%.
Family & Relocation
70
7.5/10
$1200/mo
City Pulse
The public transit system in Captain Cook is limited, but the area is relatively small and walkable, making it accessible for families with strollers.
- Hapuna Beach
- Puuhonua o Honaunau National Historical Park
- Kona Coffee Living History Farm
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Captain Cook based on your household profile.
📰 Live Local News
Hawaii County has regulations in place to protect the environment and preserve the area’s natural beauty, including restrictions on development and zoning laws.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Captain Cook — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Captain Cook tend to be higher in the summer months due to increased air conditioning usage, while winter months see lower costs due to mild temperatures. However, the area's tropical climate means that temperatures remain relatively consistent throughout the year, minimizing seasonal fluctuations in utility costs.
🏛️ Local Tax Details
The ZIP code 96704 has a property tax millage rate of 1.1%, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 8/10, with explanation: Captain Cook has good sidewalk quality and park access, but limited elevator access in transit and some areas with steep hills, making it moderately stroller-friendly.
Hawaii Living Report — July 27, 2026
The dream of trading a mainland commute for the sound of breaking waves is powerful, but anyone considering...
Read more →
Hawaii Living Report — July 26, 2026
Dreaming of paradise often conjures images of Hawaii’s turquoise waters and volcanic landscapes, but for the 1,450,589 residents...
Read more →
Hawaii Living Report — July 25, 2026
The decision to relocate to Hawaii often begins with a postcard image of turquoise water and volcanic peaks,...
Read more →
Hawaii Living Report — July 24, 2026
The dream of trading mainland traffic for gentle trade winds and a daily soundtrack of ocean waves is...
Read more →Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.