Holualoa, HI Utility & Living Guide

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Tier 3 Location

Holualoa, HI Utility & Living Guide

Living in Holualoa, HI offers a unique blend of rural tranquility and access to amenities, making it an attractive option for those seeking a relaxed pace of life.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax4.166%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Holualoa
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Hawaii Electric Light Company
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Hawaii County Department of Water Supply
🗑️ Garbage

$30/mo

Hawaii County Department of Environmental Management
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Holualoa is characterized by a mix of older and newer homes, with a growing demand for luxury properties. The area’s rural setting and limited inventory contribute to higher prices. Rentals are also in high demand, particularly among tourists and snowbirds.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax4.166%
Property Tax Rate1.1%
<p>State 4.166% + County 0%</p>

Hawaii has a progressive state income tax with rates ranging from 1.4% to 11%.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, agriculture, and healthcare
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Holualoa has limited public transportation, but the area is relatively flat and walkable, making it accessible for strollers and families.

🎡 Top Kid Attractions
  • 🎯
    Hapuna Beach
  • 🎯
    Mauna Kea Observatory
  • 🎯
    Pua Mau Place Botanical Garden

Best Neighborhoods for Families

The best neighborhoods for families in Holualoa include the town center, which offers a mix of shops, restaurants, and community events, as well as the surrounding rural areas, which provide a peaceful and natural setting. The nearby town of Kailua-Kona also offers a range of amenities and activities.

Household Budget Calculator

Estimate your real monthly cost of living in Holualoa based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Holualoa is subject to Hawaii County regulations, including zoning laws and environmental ordinances.

The current financial trend in Holualoa is driven by tourism and agriculture, with a growing focus on sustainable practices. The area's unique cultural heritage and natural beauty also attract investors and entrepreneurs.

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📊 Holualoa — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Holualoa tend to be higher during the summer months due to increased air conditioning usage, while winter months see a decrease in energy consumption. However, the area's mild climate means that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 96725 has a property tax millage rate of 1.1, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy for families to navigate the area with strollers.

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