⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Kaneohe, HI Utility & Living Guide
Kāneʻohe is a census-designated place (CDP) included in the City and County of Honolulu and in Hawaiʻi state District of Koʻolaupoko on the island of Oʻahu. In the Hawaiian language, kāne ʻohe means "bamboo man". According to an ancient Hawaiian story, a local woman compared her husband's cruelty to
Monthly Utility Costs
$200/mo
—
$60/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2400/mo |
| 3 Bedrooms | $3200/mo |
| Median Home Price | $640,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Kaneohe is highly competitive, with a mix of older and newer homes, and a strong demand for rentals. The area is popular with families and commuters to Honolulu. Home prices have been rising steadily in recent years.
Cost of Living
120
+20% above national average
115
105
110
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + No County tax + No City tax</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%
Family & Relocation
40
7.5/10
$1200/mo
City Pulse
Kaneohe has a limited public transportation system, but the area is relatively stroller-friendly with wide sidewalks and accessible parks
- Hanauma Bay
- Kaneohe Bay
- Sea Life Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Kaneohe based on your household profile.
📰 Live Local News
Kaneohe has regulations on short-term rentals, and strict zoning laws to preserve the area’s character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Kaneohe — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
In Kaneohe, utility costs tend to be higher in the summer months due to increased air conditioning usage, while winter months see lower costs. However, the area's mild climate means that heating costs are relatively low compared to other parts of the country.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 1.05% to 1.15% in Kaneohe, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but some areas have limited elevator access in transit and family infrastructure
Hawaii Living Report — July 27, 2026
The dream of trading a mainland commute for the sound of breaking waves is powerful, but anyone considering...
Read more →
Hawaii Living Report — July 26, 2026
Dreaming of paradise often conjures images of Hawaii’s turquoise waters and volcanic landscapes, but for the 1,450,589 residents...
Read more →
Hawaii Living Report — July 25, 2026
The decision to relocate to Hawaii often begins with a postcard image of turquoise water and volcanic peaks,...
Read more →
Hawaii Living Report — July 24, 2026
The dream of trading mainland traffic for gentle trade winds and a daily soundtrack of ocean waves is...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.