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Kapaau, HI Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$200/mo
—
$60/mo
$30/mo
$80/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Kapaau is relatively small and competitive, with a mix of older homes and newer constructions. Rentals are scarce, and prices are higher than in some other parts of the island. However, the town’s natural beauty and rural charm make it an attractive option for those looking to escape the hustle and bustle of city life.
Cost of Living
120
+20% above national average
110
90
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + County 0% + City 0%</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%.
Family & Relocation
70
7.5/10
$1200/mo
City Pulse
Kapaau has a limited public transportation system, but the town is relatively small and walkable, making it accessible for families with strollers.
- Pololu Valley
- Hawi Town
- Kapaau Beach Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Kapaau based on your household profile.
📰 Live Local News
Kapaau has regulations in place to protect its natural environment and preserve its rural character, including restrictions on development and zoning ordinances.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Kapaau — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Kapaau tend to be higher in the summer months due to increased air conditioning usage, while winter months see a decrease in energy consumption. However, the town's mild climate means that heating costs are relatively low compared to other parts of the country.
🏛️ Local Tax Details
The ZIP code 96755 has a property tax millage rate of 1.1, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10, with explanation: Kapaau has relatively good sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure such as changing tables and nursing rooms may be scarce in some areas.
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