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Payson, AZ Utility & Living Guide
Payson is a town in northern Gila County, Arizona, United States. Due to Payson's location being very near to the geographic center of Arizona, it has been called "The Heart of Arizona." Payson is also considered part of the colloquially defined Northern Arizona region, and the town serves as a gate
Monthly Utility Costs
$128/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.81% |
| Avg Childcare/mo | $900 |
The housing market in Payson is relatively affordable, with a mix of older and newer homes available. The town has seen steady growth in recent years, with new developments and subdivisions being built. However, the market can be competitive, especially for buyers looking for homes in the lower price ranges.
Cost of Living
94
-6% below national average
96
88
105
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 8.1% |
| Property Tax Rate | 0.81% |
| <p>State 5.6% + County 0.5% + City 2%</p> | |
Arizona has a state income tax with rates ranging from 2.59% to 4.54%, depending on income level and filing status.
Family & Relocation
55
7.1/10
$900/mo
City Pulse
Payson has limited public transportation options, but the town is relatively small and walkable, with some sidewalks and crosswalks available.
- Tonto Natural Bridge State Park
- Payson Event Center
- and the Mogollon Rim
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Payson based on your household profile.
📰 Live Local News
Payson has regulations in place regarding zoning, building codes, and environmental protection, which are enforced by the town’s planning and building departments.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Payson — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Payson tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, costs are relatively lower, but may still be affected by heating usage, especially in older homes.
🏛️ Local Tax Details
The ZIP code 85541 has a property tax millage rate of 0.81%, with no local surtaxes specific to Gila County
👶 Family & Stroller Friendliness
6, due to the town's relatively small size and walkability, as well as the presence of some sidewalks and crosswalks, but limited public transportation options and some areas with inadequate pedestrian infrastructure.
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