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Ephraim, UT Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$250/mo

1BR Rent$900/mo

Sales Tax6.75%

COL Index94 (-6% below national average)

Family Score8/10

Median Home$280,000

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🌤️ Live Weather — Ephraim

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⚠️ Natural Hazard History — Ephraim

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Rocky Mountain Power

🔥 Gas

—

N/A - Electric only

💧 Water

$40/mo

Ephraim City Water Department

🗑️ Garbage

$20/mo

Sanpete County Solid Waste Management

📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom	$900/mo
2 Bedrooms	$1200/mo
3 Bedrooms	$1800/mo
Median Home Price	$280,000
Property Tax Rate	0.8%
Avg Childcare/mo	$800

The housing market in Ephraim is relatively affordable, with a range of options from older homes to newer developments. Rentals are also available, though the selection may be limited. As the town grows, there is an increasing demand for housing, particularly for families and students attending Snow College.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-6% below national average

Groceries

Transportation

Healthcare

102

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax	6.75%
Property Tax Rate	0.8%
<p>State 4.85% + County 0.55% + City 1.35%</p>

Utah has a flat state income tax rate of 4.95%

Family & Relocation

Family Vibe Score

8/10

Safety Index

Higher = safer

School Rating

7.2/10

GreatSchools avg

Avg Childcare

$800/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries including education, healthcare, and retail

Top Local Concerns

Economic development, education, public safety

🚌 Transit for Families

Ephraim has limited public transportation options, but the town is relatively small and walkable, with some sidewalks and crosswalks

🎡 Top Kid Attractions

🎯
Ephraim Co-op Mercantile
🎯
Snow College Art Gallery
🎯
Manti-La Sal National Forest

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming, small-town feel, with easy access to local amenities and outdoor recreation opportunities. Families may also consider the newer developments on the outskirts of town, which offer more modern homes and a sense of community.

Household Budget Calculator

Estimate your real monthly cost of living in Ephraim based on your household profile.

📰 Live Local News

Ephraim has ordinances regarding zoning, building codes, and business licensing, which are enforced by the city council and planning commission

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Ephraim — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Ephraim tend to be higher during the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In contrast, summer months see a slight decrease in utility costs, as the mild temperatures reduce the need for air conditioning.