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Waikoloa, HI Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$200/mo
—
$60/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $420,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Waikoloa is competitive, with a mix of luxury resorts and residential areas. Rentals are scarce, and prices are relatively high due to the area’s popularity with tourists. Homebuyers can expect to pay a premium for properties with ocean views or proximity to amenities.
Cost of Living
120
+20% above national average
115
105
110
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 0.85% |
| <p>State 4.166% + County 0% + City 0%</p> | |
Hawaii has a progressive state income tax with rates ranging from 1.4% to 11%
Family & Relocation
40
7.2/10
$1200/mo
City Pulse
Waikoloa has limited public transportation, but the area is relatively flat and stroller-friendly, with wide sidewalks and pedestrian paths
- Waikoloa Beach
- Hapuna Beach
- Waikoloa Petroglyph Preserve
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Waikoloa based on your household profile.
📰 Live Local News
Short-term vacation rentals are regulated by the County of Hawaii, and residents are subject to strict environmental and zoning laws
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Waikoloa — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Waikoloa remain relatively consistent throughout the year, with minimal seasonal fluctuations. However, residents may see a slight increase in electricity costs during the summer months due to increased air conditioning usage.
🏛️ Local Tax Details
The ZIP code 96738 has a property tax millage rate of 0.85%, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, pedestrian paths, and accessible parks, but limited public transportation options and some areas with uneven terrain
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