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Clay, WV Utility & Living Guide
Clay is a town in and the county seat of Clay County, West Virginia, United States. The population was 399 at the 2020 census. It is the only incorporated town in Clay County.
Monthly Utility Costs
$140/mo
—
$30/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $800/mo |
| 2 Bedrooms | $1000/mo |
| 3 Bedrooms | $1400/mo |
| Median Home Price | $180,000 |
| Property Tax Rate | 0.65% |
| Avg Childcare/mo | $800 |
The housing market in Clay is relatively affordable, with a range of options from older homes to newer constructions. Rentals are also available, though options may be limited. Overall, the market is stable and suitable for first-time buyers or those looking for a quiet, rural lifestyle.
Cost of Living
87
-13% below national average
95
88
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 0.65% |
| <p>State 6% + County 0% + City 0%</p> | |
West Virginia has a progressive income tax system with rates ranging from 3% to 6.5%
Family & Relocation
70
5.5/10
$800/mo
City Pulse
Public transit is limited in Clay, but the town's small size makes it relatively easy to get around on foot or by car
- Kanawha State Forest
- Clay County Park
- Elk River
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Clay based on your household profile.
📰 Live Local News
Zoning laws and building permits are managed by the Clay County Government
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Clay — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Clay tend to fluctuate with the seasons, with higher electricity bills in the summer due to air conditioning and higher water bills in the spring due to lawn care. In the winter, residents may see increased costs for heating, though the town's relatively mild winters help keep these costs manageable.
🏛️ Local Tax Details
The ZIP code 25043 has a property tax millage rate of 12.5 mills, with no local surtaxes
👶 Family & Stroller Friendliness
4/10: While Clay has some sidewalks and parks, its infrastructure is not particularly stroller-friendly due to limited pedestrian access and a lack of elevators in public buildings
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