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Idaho City, ID Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$130/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $900 |
The housing market in Idaho City is relatively small, with a mix of historic homes and newer constructions. Rentals are scarce, and prices may be higher due to the town’s popularity with tourists and outdoor enthusiasts. Homebuyers can find a range of options, from cabins to larger homes, often with mountain views.
Cost of Living
108
+8% above national average
105
102
105
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County or City tax</p> | |
Idaho has a state income tax with rates ranging from 1.125% to 6.925%, but there are no local income taxes in Idaho City.
Family & Relocation
60
7/10
$900/mo
City Pulse
Public transit in Idaho City is limited, but the town is relatively small and walkable, with some stroller-friendly paths and sidewalks.
- Idaho City Historic District
- Boise National Forest
- Lucky Peak Reservoir
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Idaho City based on your household profile.
📰 Live Local News
Idaho City has regulations regarding historic district preservation, zoning, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Idaho City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Idaho City can fluctuate significantly by season, with higher electricity bills in winter due to heating needs and potentially higher water bills in summer due to irrigation. However, the overall cost remains relatively stable due to the town's moderate climate.
🏛️ Local Tax Details
The ZIP code 83631 has a property tax millage rate of approximately 1.1%, with no additional local surtaxes.
👶 Family & Stroller Friendliness
6, Idaho City has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure, such as dedicated bike lanes and playgrounds, could be improved.
Idaho Living Report — July 27, 2026
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Idaho Living Report — July 26, 2026
Against a backdrop of soaring prices in many western states, Idaho has carved out a reputation as a...
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Idaho Living Report — July 25, 2026
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Idaho Living Report — July 24, 2026
With a population of just over 1.85 million spread across a landscape of high desert plains, rugged mountains,...
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