⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Ponderay, ID Utility & Living Guide
Ponderay is a city in Bonner County, Idaho. As of the 2020 census, Ponderay had a population of 1,289. Ponderay's city motto is "Little City with the Big Future". Its name is an English phonetic spelling of the French words “Pend d'Oreille”, the name of a local indigenous people that live in the reg
Monthly Utility Costs
$130/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $900 |
The housing market in Ponderay is relatively affordable, with a mix of older and newer homes available. Rentals are also available, although options may be limited. The area is seeing some growth, with new developments and construction projects underway.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + no County or City tax</p> | |
Idaho has a state income tax rate ranging from 1.125% to 6.925%, with a relatively low tax burden compared to other states.
Family & Relocation
60
7/10
$900/mo
City Pulse
Ponderay has limited public transportation options, but the city is relatively walkable and bikeable, with some stroller-friendly paths and sidewalks.
- Sandpoint City Beach
- Schweitzer Mountain Resort
- Silverwood Theme Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Ponderay based on your household profile.
📰 Live Local News
Ponderay has regulations in place regarding zoning, building permits, and environmental protection, which are enforced by the city government.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Ponderay — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Ponderay tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In contrast, summer months see lower utility bills, with average electricity bills decreasing by 10-20% from June to August.
🏛️ Local Tax Details
The ZIP code 83852 has a property tax millage rate of 1.1%, with no local surtaxes specific to Bonner County.
👶 Family & Stroller Friendliness
6, with explanation: Ponderay has some stroller-friendly paths and sidewalks, particularly in the downtown area, but sidewalk quality and accessibility can be limited in some areas, and elevator access in transit is not always available.
Idaho Living Report — July 27, 2026
From the jagged peaks of the Sawtooth Range to the rolling potato fields of the Snake River Plain,...
Read more →
Idaho Living Report — July 26, 2026
Against a backdrop of soaring prices in many western states, Idaho has carved out a reputation as a...
Read more →
Idaho Living Report — July 25, 2026
Idaho’s population now sits at roughly 1,854,109, a modest but steady increase that reflects a quiet migration pattern...
Read more →
Idaho Living Report — July 24, 2026
With a population of just over 1.85 million spread across a landscape of high desert plains, rugged mountains,...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.