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Galloway, WV Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$250/mo

1BR Rent$900/mo

Sales Tax6%

COL Index94 (-6% below national average)

Family Score7/10

Median Home$280,000

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⚠️ Natural Hazard History — Galloway

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Mon Power

🔥 Gas

—

N/A - Electric only

💧 Water

$40/mo

Galloway Water Department

🗑️ Garbage

$20/mo

Republic Services

📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom	$900/mo
2 Bedrooms	$1200/mo
3 Bedrooms	$1600/mo
Median Home Price	$280,000
Property Tax Rate	0.8%
Avg Childcare/mo	$800

The housing market in Galloway is relatively affordable, with a mix of older and newer homes available. Rentals are scarce, but prices are competitive. The area is seeing slow growth, with some new construction projects underway.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-6% below national average

Groceries

Transportation

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	0.8%
<p>State 6% + County 0% + City 0%</p>

West Virginia has a progressive state income tax with rates ranging from 3% to 6.5%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$800/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries in tourism, healthcare, and education

Top Local Concerns

Infrastructure, public safety, economic development

🚌 Transit for Families

Galloway has limited public transit, but sidewalks and parks are generally stroller-friendly

🎡 Top Kid Attractions

🎯
Coopers Rock State Forest
🎯
Morgantown Children's Museum
🎯
West Virginia University Core Arboretum

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and newer developments, with easy access to parks, schools, and community amenities. The area is generally safe and family-friendly, with a strong sense of community.

Household Budget Calculator

Estimate your real monthly cost of living in Galloway based on your household profile.

📰 Live Local News

Galloway has ordinances regulating noise, zoning, and property maintenance

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
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📊 Galloway — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. Residents can expect to pay around 10-20% more for utilities during peak seasons.

🏛️ Local Tax Details

The ZIP code 26505 has a property tax millage rate of 12.5, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with explanation: Galloway has decent sidewalks and park access, but elevator access in transit is limited and family infrastructure is still developing

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