Harts, WV Utility & Living Guide

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Harts, WV Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$340/mo
1BR Rent$900/mo
Sales Tax6%
COL Index95 (-5% below national average)
Family Score7/10
Median Home$180,000
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⚠️ Natural Hazard History — Harts
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Appalachian Power
🔥 Gas

$60/mo

Mountaineer Gas
💧 Water

$50/mo

Lincoln County Public Service District
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead$340/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1800/mo
Median Home Price$180,000
Property Tax Rate0.8%
Avg Childcare/mo$800

The housing market in Harts is relatively affordable, with a range of options available from apartments to single-family homes. However, the market can be limited, and buyers may need to be flexible with their expectations. Rentals are also available, but may be scarce in certain areas.

Cost of Living

Overall COL Index

95

US national avg = 100
vs National Avg

-5% below national average

Groceries

105

Transportation

92

Healthcare

110

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.8%
<p>State 6% + County 0%</p>

West Virginia has a progressive state income tax, with rates ranging from 3% to 6.5%

Family & Relocation

Family Vibe Score
7/10
Safety Index

70

Higher = safer
School Rating

5.5/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
-2% (declining)
Political Climate
Red
Business Momentum
Low, with key industries including coal mining, agriculture, and small businesses
Top Local Concerns
Economic development, infrastructure, public health
🚌 Transit for Families

Public transportation options are limited in Harts, but the area is relatively walkable and bikeable, with some sidewalks and bike lanes available.

🎡 Top Kid Attractions
  • 🎯
    Kanawha State Forest
  • 🎯
    Lincoln County Park
  • 🎯
    Hamlin Lake

Best Neighborhoods for Families

The area around Hamlin Lake is popular with families, offering a range of outdoor recreational activities and a sense of community. Other neighborhoods, such as those in the town of Harts, offer a more rural, small-town feel.

Household Budget Calculator

Estimate your real monthly cost of living in Harts based on your household profile.

📰 Live Local News

Residents are subject to Lincoln County ordinances, including zoning regulations and building codes.

Financial Tools

Calculators
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📊 Harts — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Harts can fluctuate significantly by season, with summer months bringing higher electricity bills due to air conditioning usage, while winter months see increased heating costs. However, the area's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 25524 has a property tax millage rate of 12.5, with no local surtaxes.

👶 Family & Stroller Friendliness

4, due to limited sidewalk infrastructure and lack of elevator access in public transportation, but with some parks and outdoor spaces available for families to enjoy.

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