Montgomery, WV Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Montgomery, WV Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$310/mo
1BR Rent$800/mo
Sales Tax6%
COL Index94 (-6% below national average)
Family Score7/10
Median Home$180,000
📷 Live Cameras — Montgomery
Live camera
Live · refreshing...
🌤️ Live Weather — Montgomery
Loading weather...
⚠️ Natural Hazard History — Montgomery
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Montgomery?

Moving to Montgomery? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Appalachian Power
🔥 Gas

$60/mo

Mountaineer Gas Company
💧 Water

$30/mo

City of Montgomery Water Department
🗑️ Garbage

$20/mo

Fayette County Solid Waste Authority
📶 Internet

$60/mo

Combined Average Overhead$310/month

Housing Market

Rent & Property
1 Bedroom$800/mo
2 Bedrooms$1100/mo
3 Bedrooms$1500/mo
Median Home Price$180,000
Property Tax Rate0.8%
Avg Childcare/mo$900

The housing market in Montgomery is relatively affordable, with a range of options available for renters and buyers. However, the market can be limited, and prices may vary depending on the location and condition of the property. Overall, Montgomery offers a mix of older and newer homes, with some historic properties available.

Cost of Living

Overall COL Index

94

US national avg = 100
vs National Avg

-6% below national average

Groceries

95

Transportation

88

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.8%
<p>State 6% + County 0% + City 0%</p>

West Virginia has a progressive income tax system, with rates ranging from 3% to 6.5%. Residents may also be eligible for tax credits and deductions.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

5.5/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including healthcare, education, and manufacturing
Top Local Concerns
Economic development, infrastructure, public safety
🚌 Transit for Families

Montgomery has a limited public transportation system, but the city is relatively walkable and bikeable, with some sidewalks and bike lanes available.

🎡 Top Kid Attractions
  • 🎯
    Kanawha River
  • 🎯
    Montgomery Park
  • 🎯
    Fayette County 4-H Camp

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and newer developments, with easy access to local amenities and outdoor recreation opportunities. The city also has several parks and green spaces, including Montgomery Park and the Kanawha River waterfront.

Household Budget Calculator

Estimate your real monthly cost of living in Montgomery based on your household profile.

📰 Live Local News

The City of Montgomery has regulations in place regarding zoning, building codes, and property maintenance. Residents are also required to obtain permits for certain activities, such as construction and signage.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Montgomery — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Montgomery tend to be higher in the winter months due to heating costs, with average bills ranging from $150 to $200 per month. In the summer, costs are lower, with average bills ranging from $100 to $150 per month, due to the use of air conditioning.

🏛️ Local Tax Details

The ZIP code 25136 has a property tax millage rate of 12.5 mills, with no local surtaxes. However, residents may be eligible for tax credits and exemptions, such as the West Virginia Homestead Exemption.

👶 Family & Stroller Friendliness

6, due to the city's limited sidewalks and bike lanes, but with some improvements in recent years, including the addition of crosswalks and pedestrian signals.

📰 Latest WV Stories
West Virginia Living Report — July 27, 2026

West Virginia Living Report — July 27, 2026

For anyone considering a move to West Virginia, the numbers tell a compelling story of affordability and quiet...

Read more →
West Virginia Living Report — July 26, 2026

West Virginia Living Report — July 26, 2026

Considering a move to West Virginia means stepping into a state defined by its rugged Appalachian beauty and...

Read more →
West Virginia Living Report — July 25, 2026

West Virginia Living Report — July 25, 2026

Moving to a new state often involves a trade-off between affordability and opportunity. West Virginia offers a starkly...

Read more →
West Virginia Living Report — July 24, 2026

West Virginia Living Report — July 24, 2026

Considering a move to West Virginia means reckoning with a state that offers an extremely low cost of...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.