Panama City Beach, Florida — City Overview

Living in Panama City Beach, summers are hot, with Aug highs around 86.2°F, while winters stay mild, with Jan lows rarely below 49.1°F. At just 763 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 58.3 inches, mostly summer thunderstorms. Within 5 miles: 13 parks, 2 groceries, 22 dining spots and 2 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $45,222. With a 30.0% poverty rate and 73.3% homeownership, the community reflects a stable residential mix. Nearby cities: Panama City (9mi E), Lynn Haven (11mi NE), Callaway (14mi E). Air quality is Good — avg AQI 47 over the past week.

View Panama City Beach city guide

Updated July 09, 2026.

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