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Saratoga, Texas Utility & Living Guide
Saratoga is an unincorporated community in Hardin County, Texas, United States. It is located about 26 miles (42 km) northwest of Beaumont and adjacent to the Big Thicket National Preserve.
Total Utilities$310/mo
1BR Rent$1300/mo
Sales Tax6.25%
COL Index96 (-4)
Family Score6/10
Median Home$95,000
📷 Live Cameras — Saratoga
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🌤️ Live Weather — Saratoga
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Living in Saratoga, summers are intense — Aug highs average 93.4°F, while winters stay mild, with Jan lows rarely below 45.8°F. At just 982 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 67.9 inches, mostly summer thunderstorms. Within 5 miles: 3 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $27,500. With a 24.9% poverty rate and 77.8% homeownership, the community reflects a stable residential mix. Nearby cities: Lumberton (19mi E), Silsbee (21mi E), Liberty (23mi SW). Air quality is Good — avg AQI 50 over the past week.
⚠️ Natural Hazard History — Saratoga
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨👩👧 Families
🧮 Tools
Monthly Utility Costs
⚡ Electric
$145/mo
Local utility provider
🔥 Gas
$35/mo
Local gas utility
💧 Water
$40/mo
Municipal water department
🗑️ Garbage
$25/mo
Municipal waste management
📶 Internet
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1650/mo |
| 3 Bedrooms | $2200/mo |
| Median Home Price | $95,000 |
| Property Tax Rate | 1.6% |
| Avg Childcare/mo | $900 |
Contact a local realtor for current market conditions in Saratoga.
Cost of Living
Overall COL Index
96
US national avg = 100
vs National Avg
-4
Groceries
94
Transportation
97
Healthcare
92
Childcare/mo
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.6% |
Family & Relocation
Family Vibe Score
6/10
Safety Index
55
Higher = safer
School Rating
6
GreatSchools avg
Avg Childcare
$900/mo
City Pulse
Population Trend
Population: 5,000
Household Budget Calculator
Estimate your real monthly cost of living in Saratoga based on your household profile.
Financial Tools
Calculators
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
Planning Tools
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Saratoga — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
💰 Median Household Income
$27,500
🏠 Homeownership Rate
77.8%
🔑 Renter Rate
22.2%
📉 Poverty Rate
24.9%
💼 Unemployment Rate
12.9%
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