St Cloud, FL Utility & Living Guide
Living in St. Cloud offers a small-town feel with easy access to Orlando's amenities.
Total Utilities$255/mo
1BR Rent$1400/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$380,000
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⚠️ Natural Hazard History — St Cloud
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨👩👧 Families
🧮 Tools
Monthly Utility Costs
⚡ Electric
$120/mo
Kissimmee Utility Authority (KUA)
🔥 Gas
—
N/A
💧 Water
$45/mo
City of St. Cloud Utilities
🗑️ Garbage
$25/mo
City of St. Cloud Solid Waste
📶 Internet
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1000 |
St. Cloud has a mix of historic homes and newer developments. Affordable compared to nearby Orlando.
Cost of Living
Overall COL Index
105
US national avg = 100
vs National Avg
+5% above national average
Groceries
102
Transportation
98
Healthcare
100
Childcare/mo
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 1.5%</p> | |
Florida has no state income tax.
Family & Relocation
Family Vibe Score
6/10
Safety Index
50
Higher = safer
School Rating
6.5/10
GreatSchools avg
Avg Childcare
$1000/mo
City Pulse
Population Trend
+12% growing
Political Climate
Red
Business Momentum
Moderate with tourism and healthcare industries
Top Local Concerns
traffic, school funding, hurricane preparedness
🚌 Transit for Families
Limited public transit, car-dependent but sidewalks improving
🎡 Top Kid Attractions
- Lakefront Park
- Neptune Aquatic Center
- St. Cloud Heritage Museum
Best Neighborhoods for Families
Canoe Creek Woods for families, Lakeshore for waterfront living. Good schools near Hickory Tree area.
Household Budget Calculator
Estimate your real monthly cost of living in St Cloud based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
No strict zoning laws, but HOA rules apply in many neighborhoods.
Home prices rose 8% last year due to Orlando spillover demand. Remote work is increasing population.
Financial Tools
Calculators
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
Planning Tools
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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