Largo, FL Utility & Living Guide

Tier 3 Location

Largo, FL Utility & Living Guide

Living in Largo, FL offers a mix of suburban comfort and easy access to Tampa Bay's amenities.

Last updated: June 5, 2026
Total Utilities$255/mo
1BR Rent$1400/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$380,000
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⚠️ Natural Hazard History — Largo
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy
🔥 Gas

N/A
💧 Water

$45/mo

City of Largo Utilities
🗑️ Garbage

$25/mo

City of Largo
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1000

Largo offers a range of housing options from affordable apartments to mid-range single-family homes. Prices have risen steadily due to demand in the Tampa Bay area.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% growing
Political Climate
Purple
Business Momentum
Moderate with industries in healthcare, retail, and light manufacturing
Top Local Concerns
traffic congestion, insurance costs, infrastructure maintenance
🚌 Transit for Families

Limited public transit; most families rely on cars but sidewalks are generally available.

🎡 Top Kid Attractions
  • 🎯
    Largo Central Park
  • 🎯
    Florida Botanical Gardens
  • 🎯
    Heritage Village

Best Neighborhoods for Families

The Highland area offers top-rated schools and parks. Belleair Bluffs provides waterfront access with family-friendly communities.

Household Budget Calculator

Estimate your real monthly cost of living in Largo based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Short-term rental restrictions apply in some neighborhoods. Water conservation measures may be enforced during dry seasons.

Home prices in Largo have increased 15% year-over-year due to migration from northern states. Insurance costs are rising faster than national averages.

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📊 Largo — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$50,948
👤 Median Age
47.9
🏠 Homeownership Rate
59.5%
🔑 Renter Rate
40.5%
📉 Poverty Rate
12.1%
💼 Unemployment Rate
5.3%
📡 Internet Access
83.8%
🎓 College Educated
23.2%