Largo, FL Utility & Living Guide

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Largo, FL Utility & Living Guide

Largo is the third largest city in Pinellas County, Florida, United States, and the fourth largest in the Tampa Bay area. As of the 2020 census, the city had a population of 82,485, up from 77,648 in 2010..

Last updated: July 8, 2026
Total Utilities$255/mo
1BR Rent$1659/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$595,500
📷 Live Cameras — Largo
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🌤️ Live Weather — Largo
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Living in Largo, summers are hot, with Aug highs around 87.5°F, while winters stay mild, with Jan lows rarely below 54.9°F. At just 126 heating degree days per year, home heating costs are minimal. The area receives 54.8 inches of rainfall per year. Within 5 miles: 103 parks, 17 groceries, 126 dining spots and 36 schools. One hospital serves the immediate area. Median household income: $74,239. With a 9.8% poverty rate and 75.7% homeownership, the community reflects a stable residential mix. Nearby cities: Dunedin (7mi N), Pinellas Park (7mi SE), Madeira Beach (8mi S). Air quality is Good — avg AQI 40 over the past week.
📍 City Briefing
Living in Largo, summers are hot, with Aug highs around 87.5°F, while winters stay mild, with Jan lows rarely below 54.9°F. At just 126 heating degree days per year, home heating costs are minimal. The area receives 54.8 inches of rainfall per year. Within 5 miles: 103 parks, 17 groceries, 126 dining spots and 36 schools. One hospital serves the immediate area. Median household income: $74,239. With a 9.8% poverty rate and 75.7% homeownership, the community reflects a stable residential mix. Nearby cities: Dunedin (7mi N), Pinellas Park (7mi SE), Madeira Beach (8mi S). Air quality is Good — avg AQI 40 over the past week.
⚠️ Natural Hazard History — Largo
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy
🔥 Gas

—

N/A
💧 Water

$45/mo

City of Largo Utilities
🗑️ Garbage

$25/mo

City of Largo
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$1659/mo
2 Bedrooms$1844/mo
3 Bedrooms$2305/mo
Median Home Price$595,500
Property Tax Rate1.1%
Avg Childcare/mo$1000

Largo offers a range of housing options from affordable apartments to mid-range single-family homes. Prices have risen steadily due to demand in the Tampa Bay area.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% growing
Political Climate
Purple
Business Momentum
Moderate with industries in healthcare, retail, and light manufacturing
Top Local Concerns
traffic congestion, insurance costs, infrastructure maintenance
🚌 Transit for Families

Limited public transit; most families rely on cars but sidewalks are generally available.

🎡 Top Kid Attractions
  • 🎯
    Largo Central Park
  • 🎯
    Florida Botanical Gardens
  • 🎯
    Heritage Village

Best Neighborhoods for Families

The Highland area offers top-rated schools and parks. Belleair Bluffs provides waterfront access with family-friendly communities.

Household Budget Calculator

Estimate your real monthly cost of living in Largo based on your household profile.

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📊 Largo — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$74,239
👤 Median Age
47.9
🏠 Homeownership Rate
75.7%
🔑 Renter Rate
24.3%
📉 Poverty Rate
9.8%
💼 Unemployment Rate
5.2%
📡 Internet Access
83.8%
🎓 College Educated
23.2%
📍 Largo City Stories
Jul 8, 2026

Largo, Florida — City Overview

Living in Largo, summers are hot, with Aug highs around 87.5°F, while winters stay mild, with Jan lows...

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Data sourced from BLS, HUD, Numbeo, SmartAsset, and local government sources. US Census Bureau ACS 2022, Wikipedia

Last verified: July 8, 2026 · For utility emergencies contact your provider directly.

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