Stuart, FL Utility & Living Guide

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Stuart, FL Utility & Living Guide

Stuart is a city in and the county seat of Martin County, Florida, United States. Located in southeastern Florida, Stuart is the largest of five incorporated municipalities in Martin County.

Last updated: July 8, 2026
Total Utilities$255/mo
1BR Rent$1234/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$276,500
📷 Live Cameras — Stuart
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🌤️ Live Weather — Stuart
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Living in Stuart, summers are hot, with Aug highs around 88.5°F, while winters stay mild, with Jan lows rarely below 58.8°F. At just 0 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 55.3 inches, mostly summer thunderstorms. Within 5 miles: 114 parks, 12 groceries, 56 dining spots and 9 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $61,878. With a 13.9% poverty rate and 58.6% homeownership, the community reflects a stable residential mix. Nearby cities: Port Saint Lucie (9mi NW), Fort Pierce (18mi N), Jupiter (21mi SE). Air quality is Good — avg AQI 45 over the past week.
📍 City Briefing
Living in Stuart, summers are hot, with Aug highs around 88.5°F, while winters stay mild, with Jan lows rarely below 58.8°F. At just 0 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 55.3 inches, mostly summer thunderstorms. Within 5 miles: 114 parks, 12 groceries, 56 dining spots and 9 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $61,878. With a 13.9% poverty rate and 58.6% homeownership, the community reflects a stable residential mix. Nearby cities: Port Saint Lucie (9mi NW), Fort Pierce (18mi N), Jupiter (21mi SE). Air quality is Good — avg AQI 45 over the past week.
⚠️ Natural Hazard History — Stuart
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🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light (FPL)
🔥 Gas

—

N/A
💧 Water

$45/mo

City of Stuart Utilities
🗑️ Garbage

$25/mo

City of Stuart Solid Waste
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$1234/mo
2 Bedrooms$1372/mo
3 Bedrooms$1715/mo
Median Home Price$276,500
Property Tax Rate1.1%
Avg Childcare/mo$1000

Stuart offers a mix of historic homes and modern developments. Waterfront properties are highly sought after but come at a premium.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% growing
Political Climate
Purple
Business Momentum
Moderate with industries in marine, healthcare, and tourism
Top Local Concerns
hurricane preparedness, traffic congestion, affordable housing
🚌 Transit for Families

Limited public transit, car-dependent but sidewalks improving in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Florida Oceanographic Coastal Center
  • 🎯
    Sailfish Splash Waterpark

Best Neighborhoods for Families

Downtown Stuart is walkable with parks. Mariner Sands offers golf course living.

Household Budget Calculator

Estimate your real monthly cost of living in Stuart based on your household profile.

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📊 Stuart — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$61,878
👤 Median Age
51.4
🏠 Homeownership Rate
58.6%
🔑 Renter Rate
41.4%
📉 Poverty Rate
13.9%
💼 Unemployment Rate
4.4%
📡 Internet Access
84.2%
🎓 College Educated
27.7%
📍 Stuart City Stories
Jul 8, 2026

Stuart, Florida — City Overview

Living in Stuart, summers are hot, with Aug highs around 88.5°F, while winters stay mild, with Jan lows...

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Data sourced from BLS, HUD, Numbeo, SmartAsset, and local government sources. US Census Bureau ACS 2022, Wikipedia

Last verified: July 8, 2026 · For utility emergencies contact your provider directly.

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