Naples, FL Utility & Living Guide

Tier 3 Location

Naples, FL Utility & Living Guide

Living in Naples offers a luxurious coastal lifestyle with beautiful beaches and upscale amenities.

Last updated: June 5, 2026
Total Utilities$295/mo
1BR Rent$1400/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$380,000
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⚠️ Natural Hazard History — Naples
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light
🔥 Gas

$40/mo

N/A
💧 Water

$45/mo

City of Naples Utilities
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$65/mo

Combined Average Overhead $295/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1000

Naples has a mix of luxury waterfront properties and more affordable inland homes. Demand is high due to seasonal residents and retirees.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+12% growing
Political Climate
Red
Business Momentum
High with tourism, healthcare, and real estate industries
Top Local Concerns
traffic congestion, hurricane preparedness, affordable housing
🚌 Transit for Families

Limited public transit; most families rely on cars, but sidewalks are well-maintained in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Naples Zoo
  • 🎯
    Sun-N-Fun Lagoon
  • 🎯
    Golisano Children's Museum

Best Neighborhoods for Families

Park Shore and Moorings are family-friendly with top-rated schools and parks. Aventura offers newer developments with community amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Naples based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Short-term rental restrictions apply in some neighborhoods. Water conservation measures are enforced during dry seasons.

Naples' real estate market remains strong due to high demand from retirees and second-home buyers. Tourism and hospitality sectors drive seasonal economic boosts.

Financial Tools

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📊 Naples — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$125,306
👤 Median Age
66.3
🏠 Homeownership Rate
81.2%
🔑 Renter Rate
18.8%
📉 Poverty Rate
6.4%
💼 Unemployment Rate
2.2%
📡 Internet Access
88.6%
🎓 College Educated
50.8%