Palatka, FL Utility & Living Guide
Living in Palatka offers a charming small-town atmosphere with access to the scenic St. Johns River.
Monthly Utility Costs
$120/mo
—
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $800/mo |
| 2 Bedrooms | $950/mo |
| 3 Bedrooms | $1200/mo |
| Median Home Price | $180,000 |
| Property Tax Rate | 0.98% |
| Avg Childcare/mo | $700 |
Housing in Palatka is affordable compared to Florida averages. Older homes dominate the market, with newer developments limited.
Cost of Living
85
-10% below national average
92
88
95
$700
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7% |
| Property Tax Rate | 0.98% |
| <p>State 6% + County 1%</p> | |
Florida has no state income tax.
Family & Relocation
55
6.0/10
$700/mo
City Pulse
Limited public transit; most families rely on personal vehicles.
- Ravine Gardens State Park
- St. Johns River Center
- Florida Azalea Festival
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Palatka based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Short-term rental restrictions apply in some neighborhoods. Flood zone compliance is required for riverfront properties.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Palatka — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.