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Jersey City, NJ Utility & Living Guide
Jersey City is the second-most populous city in the U.S. state of New Jersey, after Newark. It is the county seat of Hudson County, the county's most populous city and its largest by area. As of the 2020 United States census, the city's population was 292,449, an increase of 44,852 (+18.1%) from the
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Jersey City’s housing market is competitive, with rising demand for both rentals and home purchases. Proximity to NYC drives prices, but options range from luxury high-rises to historic brownstones.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75% based on income brackets.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
PATH trains and buses are accessible but crowded. Elevators are available at major stations.
- Liberty Science Center
- Liberty State Park
- Jersey City Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Jersey City based on your household profile.
📰 Live Local News
Rent control applies to certain older buildings. Short-term rentals require registration.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Jersey City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer AC use spikes electric bills, while winter heating increases gas costs. Spring and fall typically see lower utility usage.
🏛️ Local Tax Details
Property tax rates vary by ZIP, with downtown areas often higher. Jersey City has no additional local surtaxes beyond county rates.
👶 Family & Stroller Friendliness
7/10: Good sidewalk quality and park access, but some transit stations lack elevators. Family infrastructure is improving with new developments.
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