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Perth Amboy, NJ Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Perth Amboy’s housing market remains relatively affordable compared to nearby NYC suburbs, with steady demand for both rentals and starter homes. Waterfront properties command premium prices.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has progressive income tax rates ranging from 1.4% to 10.75% depending on income bracket.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
NJ Transit buses accommodate strollers but some stations lack elevators. Ferry terminal is fully accessible.
- Perth Amboy Waterfront Park
- Sadie Pope Dowdell Public Library
- Raritan Bay Waterfront Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Perth Amboy based on your household profile.
📰 Live Local News
Short-term rentals require registration, historic district has preservation rules, waterfront development has special zoning.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Perth Amboy — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer AC use can double electric bills, while winter heating costs spike gas bills by 30-50%. Spring/fall have lowest utility costs.
🏛️ Local Tax Details
08861 ZIP has uniform 1.2% property tax rate. No local surtaxes beyond standard NJ rates.
👶 Family & Stroller Friendliness
7/10: Good sidewalk coverage downtown but uneven in older neighborhoods. Waterfront parks have excellent stroller access.
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