Hackensack, NJ Utility & Living Guide

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Hackensack, NJ Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$50/mo

PSE&G
💧 Water

$45/mo

Hackensack Water Department
🗑️ Garbage

$25/mo

Hackensack Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Hackensack’s housing market is competitive, with a mix of older homes and newer developments. Prices have been rising due to its proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Blue
Business Momentum
Moderate with key industries in healthcare, education, and retail.
Top Local Concerns
Traffic congestion, property taxes, school funding
🚌 Transit for Families

Public transit is accessible but crowded during peak hours. Some stations lack elevators.

🎡 Top Kid Attractions
  • 🎯
    Johnson Park
  • 🎯
    Hackensack Street Fair
  • 🎯
    Hackensack Performing Arts Center

Best Neighborhoods for Families

The Fairmount and Prospect Avenue areas are popular for families due to good schools and parks. Downtown offers convenience but is busier.

Household Budget Calculator

Estimate your real monthly cost of living in Hackensack based on your household profile.

Financial Tools

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📊 Hackensack — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$73,716
👤 Median Age
39.7
🏠 Homeownership Rate
36.5%
🔑 Renter Rate
63.5%
📉 Poverty Rate
12.4%
💼 Unemployment Rate
5.7%
📡 Internet Access
91.1%
🎓 College Educated
36.4%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees higher electricity usage for air conditioning.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary by neighborhood, with no local surtaxes specific to Hackensack county.

👶 Family & Stroller Friendliness

Score 6/10 with explanation: Sidewalks are generally good, but park access varies. Transit elevators are limited.

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