Freeport, NY Utility & Living Guide

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Tier 3 Location

Freeport, NY Utility & Living Guide

Freeport, NY offers a vibrant coastal lifestyle with easy access to beaches and New York City.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Freeport
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Freeport Water Department
🗑️ Garbage

$25/mo

Freeport Village Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Freeport is competitive, with a mix of historic homes and modern developments. Proximity to NYC drives demand, but prices remain more affordable than neighboring Nassau County towns.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3% + City 0.5%</p>

New York State income tax ranges from 4% to 8.82% based on income brackets.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of Democratic and Republican representation in local elections.
Business Momentum
Moderate, with key industries in fishing, retail, and hospitality.
Top Local Concerns
Flooding, property taxes, affordable housing
🚌 Transit for Families

Public transit includes LIRR stations with limited elevator access, but bus routes are stroller-friendly.

🎡 Top Kid Attractions
  • 🎯
    Nautical Mile
  • 🎯
    Freeport Recreation Center
  • 🎯
    Jones Beach State Park

Best Neighborhoods for Families

The Nautical Mile area is popular for its walkability and waterfront views. South Freeport offers quieter streets and larger lots, ideal for families.

Household Budget Calculator

Estimate your real monthly cost of living in Freeport based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to coastal zone building codes due to flood risks.

Freeport is seeing increased investment in waterfront properties and small businesses. Rising home values reflect its appeal as a commuter town with coastal amenities.

Financial Tools

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📊 Freeport — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$100,507
👤 Median Age
39.7
🏠 Homeownership Rate
68.2%
🔑 Renter Rate
31.8%
📉 Poverty Rate
6.9%
💼 Unemployment Rate
5.5%
📡 Internet Access
91.1%
🎓 College Educated
24.8%

☀️ Seasonal Utility Costs

Summer AC use spikes electric bills by 20-30%, while winter heating costs rise due to gas usage for furnaces.

🏛️ Local Tax Details

Key ZIP 11520: Property tax millage rate of 1.2%, no local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

7/10: Decent sidewalks and park access, but transit elevators are limited and some areas lack curb cuts.

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