The Villages, FL Utility & Living Guide

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The Villages, FL Utility & Living Guide

The Villages is a census-designated place (CDP) spanning Sumter, Marion, and Lake counties in the U.S. state of Florida.

Last updated: July 9, 2026
Total Utilities$255/mo
1BR Rent$1539/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$346,900
📷 Live Cameras — The Villages
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🌤️ Live Weather — The Villages
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Living in The Villages, summers are intense — Aug highs average 90.0°F, while winters stay mild, with Jan lows rarely below 50.1°F. At just 261 heating degree days per year, home heating costs are minimal. The area receives 49.7 inches of rainfall per year. Within 5 miles: 12 parks, 8 groceries, 4 dining spots and 4 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $73,415. With a 3.7% poverty rate and 94.4% homeownership, the community reflects a stable residential mix. Nearby cities: Belleview (10mi N), Leesburg (11mi SE), Tavares (19mi SE). Air quality is Good — avg AQI 40 over the past week.
📍 City Briefing
Living in The Villages, summers are intense — Aug highs average 90.0°F, while winters stay mild, with Jan lows rarely below 50.1°F. At just 261 heating degree days per year, home heating costs are minimal. The area receives 49.7 inches of rainfall per year. Within 5 miles: 12 parks, 8 groceries, 4 dining spots and 4 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $73,415. With a 3.7% poverty rate and 94.4% homeownership, the community reflects a stable residential mix. Nearby cities: Belleview (10mi N), Leesburg (11mi SE), Tavares (19mi SE). Air quality is Good — avg AQI 40 over the past week.
⚠️ Natural Hazard History — The Villages
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🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Sumter Electric Cooperative (SECO)
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

Village Center Community Development District (VCCDD)
🗑️ Garbage

$25/mo

The Villages Public Works Department
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$1539/mo
2 Bedrooms$1711/mo
3 Bedrooms$2138/mo
Median Home Price$346,900
Property Tax Rate1.2%
Avg Childcare/mo$1000

The Villages housing market is primarily geared toward retirees, with a mix of single-family homes and villas. Demand remains high due to the community’s amenities and lifestyle, though inventory can be limited.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1.5% + City 0%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+10% (growing)
Political Climate
Red
Business Momentum
Moderate with key industries in healthcare, retail, and leisure services.
Top Local Concerns
Traffic congestion, healthcare access, rising property taxes
🚌 Transit for Families

Limited public transit; most residents rely on personal vehicles or golf carts for transportation.

🎡 Top Kid Attractions
  • 🎯
    Sharon Rose Wiechens Preserve
  • 🎯
    Lake Sumter Landing Market Square
  • 🎯
    Mulberry Recreation Center

Best Neighborhoods for Families

The Village of Collier and The Village of Fenney are popular for families, offering parks and community pools. However, The Villages is primarily a retirement community with fewer family-oriented neighborhoods.

Household Budget Calculator

Estimate your real monthly cost of living in The Villages based on your household profile.

📰 Live Local News

Homeowners must adhere to community rules set by The Villages’ governing boards, including landscaping standards and noise restrictions.

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📊 The Villages — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$73,415
🏠 Homeownership Rate
94.4%
🔑 Renter Rate
5.6%
📉 Poverty Rate
3.7%
💼 Unemployment Rate
2.7%

☀️ Seasonal Utility Costs

Summer months see higher electricity costs due to increased AC usage, while winter utility bills are lower with minimal heating needs.

🏛️ Local Tax Details

Sumter County millage rates vary by district; The Villages has additional CDD fees for amenities and infrastructure.

👶 Family & Stroller Friendliness

6/10: Sidewalks are well-maintained, but limited public transit and few family-focused amenities reduce accessibility.

📍 The Villages City Stories

The Villages, Florida — City Overview

Living in The Villages, summers are intense — Aug highs average 90.0°F, while winters stay mild, with Jan...

Read more →
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