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North Miami Beach, FL Utility & Living Guide

North Miami Beach is a city in Miami-Dade County, Florida, United States. The City of North Miami Beach is part of the Miami metropolitan area of South Florida.

Last updated: July 9, 2026

Total Utilities$305/mo

1BR Rent$1339/mo

Sales Tax7.5%

COL Index105 (+5% above national average)

Family Score6/10

Median Home$287,900

📷 Live Cameras — North Miami Beach

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🌤️ Live Weather — North Miami Beach

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Living in North Miami Beach, summers are hot, with Aug highs around 87.7°F, while winters stay mild, with Jan lows rarely below 61.3°F. At just 0 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 77.5 inches, mostly summer thunderstorms. Within 5 miles: 127 parks, 27 groceries, 175 dining spots and 120 schools. One hospital serves the immediate area. Median household income: $56,122. With a 13.5% poverty rate and 50.3% homeownership, the community reflects a stable residential mix. Nearby cities: Miramar (6mi NW), Opa-locka (6mi W), Dania Beach (8mi N). Air quality is Moderate — avg AQI 59 over the past week.

📍 City Briefing

⚠️ Natural Hazard History — North Miami Beach

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light (FPL)

🔥 Gas

$50/mo

N/A - Electric only

💧 Water

$45/mo

City of North Miami Beach Utilities

🗑️ Garbage

$25/mo

Waste Management

📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom	$1339/mo
2 Bedrooms	$1488/mo
3 Bedrooms	$1860/mo
Median Home Price	$287,900
Property Tax Rate	1.2%
Avg Childcare/mo	$1000

The housing market in North Miami Beach is competitive, with rising demand for waterfront properties. Prices have increased steadily due to limited inventory and high demand from both locals and out-of-state buyers.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax	7.5%
Property Tax Rate	1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score

6/10

Safety Index

Higher = safer

School Rating

6.5/10

GreatSchools avg

Avg Childcare

$1000/mo

City Pulse

Population Trend

+3% (growing)

Political Climate

Purple description

Business Momentum

Moderate with key industries in tourism, healthcare, and real estate

Top Local Concerns

Traffic congestion, rising housing costs, hurricane preparedness

🚌 Transit for Families

Public transit is limited, but major routes are accessible. Sidewalks are generally stroller-friendly in downtown areas.

🎡 Top Kid Attractions

🎯
Oleta River State Park
🎯
Greynolds Park
🎯
North Miami Beach Public Library

Best Neighborhoods for Families

The best areas for families include the Eastern Shores and Pinewood neighborhoods, known for their good schools and parks. These areas offer a mix of single-family homes and condos with family-friendly amenities.

Household Budget Calculator

Estimate your real monthly cost of living in North Miami Beach based on your household profile.

📰 Live Local News

Residents must adhere to local zoning laws, short-term rental restrictions, and hurricane preparedness requirements.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 North Miami Beach — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income

$56,122

👤 Median Age

38.9

🏠 Homeownership Rate

50.3%

🔑 Renter Rate

49.7%

📉 Poverty Rate

13.5%

💼 Unemployment Rate

5.3%

📡 Internet Access

81.6%

🎓 College Educated

23.2%

☀️ Seasonal Utility Costs

Utility costs peak in summer due to high air conditioning usage. Winter months see lower electricity bills but water usage may increase for landscaping.