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Navarre, FL Utility & Living Guide
Navarre is a census-designated place and unincorporated community in Santa Rosa County in the northwest Florida Panhandle. It is a major bedroom community for mostly U.S.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1537/mo |
| 2 Bedrooms | $1708/mo |
| 3 Bedrooms | $2135/mo |
| Median Home Price | $319,500 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Navarre’s housing market is competitive due to its coastal location, with rising demand for single-family homes. Prices have increased steadily, but remain more affordable than nearby Destin or Pensacola.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6% + County 1% + City 0.5%</p> | |
Florida has no state income tax.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit; car-dependent but sidewalks are improving in newer neighborhoods.
- Navarre Beach Marine Park
- Navarre Park
- Gulf Breeze Zoo
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Navarre based on your household profile.
📰 Live Local News
Short-term rental regulations require permits; beachfront properties have strict building codes.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Navarre — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer AC costs can double electric bills, while winter heating is minimal. Water usage peaks in dry seasons due to irrigation needs.
🏛️ Local Tax Details
ZIP 32566 millage rate: 1.2%; no local surtaxes specific to Navarre.
👶 Family & Stroller Friendliness
7/10: Decent sidewalks in newer areas, good park access, but limited transit options and some older neighborhoods lack infrastructure.
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