Fleming Island, FL Utility & Living Guide

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Fleming Island, FL Utility & Living Guide

Fleming Island is an unincorporated community and census-designated place (CDP) in Clay County, Florida, United States. It is located 21 miles (34 km) southwest of downtown Jacksonville, on the western side of the St.

Last updated: July 9, 2026
Total Utilities$280/mo
1BR Rent$1718/mo
Sales Tax7%
COL Index108 (+8% above national average)
Family Score8/10
Median Home$355,200
📷 Live Cameras — Fleming Island
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🌤️ Live Weather — Fleming Island
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Living in Fleming Island, summers are hot, with Jul highs around 88.8°F, while winters stay mild, with Jan lows rarely below 50.4°F. At just 411 heating degree days per year, home heating costs are minimal. The area receives 47.9 inches of rainfall per year. Within 5 miles: 25 parks, 6 groceries, 13 dining spots and 7 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $117,414. With a 5.0% poverty rate and 85.2% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 39 over the past week.
📍 City Briefing
Living in Fleming Island, summers are hot, with Jul highs around 88.8°F, while winters stay mild, with Jan lows rarely below 50.4°F. At just 411 heating degree days per year, home heating costs are minimal. The area receives 47.9 inches of rainfall per year. Within 5 miles: 25 parks, 6 groceries, 13 dining spots and 7 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $117,414. With a 5.0% poverty rate and 85.2% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 39 over the past week.
⚠️ Natural Hazard History — Fleming Island
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Clay Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Clay County Utility Authority
🗑️ Garbage

$30/mo

Waste Pro USA
📶 Internet

$70/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1718/mo
2 Bedrooms$1909/mo
3 Bedrooms$2386/mo
Median Home Price$355,200
Property Tax Rate1.1%
Avg Childcare/mo$950

Fleming Island’s housing market is competitive, with steady demand for family homes. Prices are slightly above the county average due to the desirable school district.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$950

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate1.1%
<p>State 6% + County 1%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
8/10
Safety Index

75

Higher = safer
School Rating

8/10

GreatSchools avg
Avg Childcare

$950/mo

City Pulse

Population Trend
+12% (growing)
Political Climate
Purple (mixed Republican/Democratic)
Business Momentum
Moderate with key industries in healthcare and professional services
Top Local Concerns
Traffic congestion, school overcrowding, flood insurance costs
🚌 Transit for Families

Limited public transit; car-dependent but sidewalks are common in residential areas.

🎡 Top Kid Attractions
  • 🎯
    Fleming Island Plantation Splash Park
  • 🎯
    Eagle Harbor Park
  • 🎯
    Orange Park Mall

Best Neighborhoods for Families

Eagle Harbor and Palermo offer family-friendly amenities and top schools. The Plantation area has walkable trails.

Household Budget Calculator

Estimate your real monthly cost of living in Fleming Island based on your household profile.

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📊 Fleming Island — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$117,414
👤 Median Age
46.1
🏠 Homeownership Rate
85.2%
🔑 Renter Rate
14.8%
📉 Poverty Rate
5.0%
💼 Unemployment Rate
4.1%
📡 Internet Access
97.8%
🎓 College Educated
39.8%

☀️ Seasonal Utility Costs

Summer AC usage spikes electric bills to $160+, while winter costs drop to around $90. Water usage remains steady year-round.

🏛️ Local Tax Details

ZIP 32003: Property tax millage rate ~1.1%. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

7/10: Good sidewalks in neighborhoods but limited pedestrian infrastructure in commercial areas.

📍 Fleming Island City Stories

Fleming Island, Florida — City Overview

Living in Fleming Island, summers are hot, with Jul highs around 88.8°F, while winters stay mild, with Jan...

Read more →
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