Temple Terrace, FL Utility & Living Guide

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Temple Terrace, FL Utility & Living Guide

Temple Terrace is a city in northeastern Hillsborough County, Florida, United States, adjacent to Tampa. As of the 2020 census, the city had a population of 26,690.

Last updated: July 9, 2026
Total Utilities$255/mo
1BR Rent$1234/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$278,900
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🌤️ Live Weather — Temple Terrace
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Living in Temple Terrace, summers are hot, with Jul highs around 89.2°F, while winters stay mild, with Jan lows rarely below 51.7°F. At just 151 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 63.3 inches, mostly summer thunderstorms. Within 5 miles: 85 parks, 22 groceries, 117 dining spots and 52 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $62,415. With a 13.2% poverty rate and 49.7% homeownership, the community reflects a stable residential mix. Nearby cities: Mango (6mi SE), Palm River (6mi S), Thonotosassa (6mi E). Air quality is Good — avg AQI 46 over the past week.
📍 City Briefing
Living in Temple Terrace, summers are hot, with Jul highs around 89.2°F, while winters stay mild, with Jan lows rarely below 51.7°F. At just 151 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 63.3 inches, mostly summer thunderstorms. Within 5 miles: 85 parks, 22 groceries, 117 dining spots and 52 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $62,415. With a 13.2% poverty rate and 49.7% homeownership, the community reflects a stable residential mix. Nearby cities: Mango (6mi SE), Palm River (6mi S), Thonotosassa (6mi E). Air quality is Good — avg AQI 46 over the past week.
⚠️ Natural Hazard History — Temple Terrace
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🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Tampa Electric Company (TECO)
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

City of Temple Terrace Utilities
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$1234/mo
2 Bedrooms$1372/mo
3 Bedrooms$1715/mo
Median Home Price$278,900
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Temple Terrace is competitive, with a mix of historic homes and newer developments. Prices have been rising steadily due to its proximity to Tampa.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in healthcare, education, and retail.
Top Local Concerns
Traffic congestion, rising housing costs, school funding
🚌 Transit for Families

Public transit is limited, but sidewalks and parks are generally stroller-friendly.

🎡 Top Kid Attractions
  • 🎯
    Temple Terrace Family Recreation Complex
  • 🎯
    Riverhills Park
  • 🎯
    Temple Terrace Golf & Country Club

Best Neighborhoods for Families

The neighborhoods around the University of South Florida are popular for families due to good schools and amenities. The historic district offers charm but higher prices.

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📊 Temple Terrace — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$62,415
👤 Median Age
34.0
🏠 Homeownership Rate
49.7%
🔑 Renter Rate
50.3%
📉 Poverty Rate
13.2%
💼 Unemployment Rate
3.5%
📡 Internet Access
93.7%
🎓 College Educated
40.6%

☀️ Seasonal Utility Costs

Utility costs peak in summer due to high AC usage. Winter months see lower bills with milder temperatures.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by neighborhood, with no additional local surtaxes.

👶 Family & Stroller Friendliness

7/10 with explanation: good sidewalk quality in most areas, park access is excellent, but limited elevator access in transit.

📍 Temple Terrace City Stories

Temple Terrace, Florida — City Overview

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