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Jacksonville Beach, FL Utility & Living Guide

Jacksonville Beach is a coastal resort city in Duval County, Florida, United States. The population was 23,830 at the 2020 census.

Last updated: July 9, 2026

Total Utilities$255/mo

1BR Rent$1637/mo

Sales Tax7.5%

COL Index105 (+5% above national average)

Family Score6/10

Median Home$476,400

📷 Live Cameras — Jacksonville Beach

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🌤️ Live Weather — Jacksonville Beach

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Living in Jacksonville Beach, summers are hot, with Jul highs around 88.1°F, while winters stay mild, with Jan lows rarely below 50.0°F. At just 454 heating degree days per year, home heating costs are minimal. The area receives 48.9 inches of rainfall per year. Within 5 miles: 34 parks, 10 groceries, 64 dining spots and 5 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $109,649. With a 5.6% poverty rate and 67.0% homeownership, the community reflects a stable residential mix. Nearby cities: Osprey Cove (7mi W), Osprey Crossings (7mi W), Osprey Landing (7mi W). Air quality is Good — avg AQI 45 over the past week.

📍 City Briefing

⚠️ Natural Hazard History — Jacksonville Beach

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

JEA

🔥 Gas

—

N/A - Electric only

💧 Water

$45/mo

JEA

🗑️ Garbage

$25/mo

Waste Pro

📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom	$1637/mo
2 Bedrooms	$1819/mo
3 Bedrooms	$2273/mo
Median Home Price	$476,400
Property Tax Rate	1.2%
Avg Childcare/mo	$1000

The housing market in Jacksonville Beach is competitive, with demand driven by its coastal location. Prices have been rising steadily, but remain more affordable than other Florida beach towns.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax	7.5%
Property Tax Rate	1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score

6/10

Safety Index

Higher = safer

School Rating

6.5/10

GreatSchools avg

Avg Childcare

$1000/mo

City Pulse

Population Trend

+3% (growing)

Political Climate

Purple

Business Momentum

Moderate with key industries in tourism, healthcare, and tech.

Top Local Concerns

Flooding, traffic congestion, rising housing costs

🚌 Transit for Families

Public transit is limited; most families rely on cars, but sidewalks are generally stroller-friendly.

🎡 Top Kid Attractions

🎯
Adventure Landing
🎯
Jacksonville Beach Pier
🎯
Hanna Park

Best Neighborhoods for Families

The Beaches area is family-friendly with good schools. South Jacksonville Beach offers quieter streets and proximity to parks.

Household Budget Calculator

Estimate your real monthly cost of living in Jacksonville Beach based on your household profile.

📰 Live Local News

Short-term rentals are regulated; beach access rules are strictly enforced.

Financial Tools

Calculators

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Mortgage CalculatorMonthly payment estimator
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Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Jacksonville Beach — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income

$109,649

👤 Median Age

41.9

🏠 Homeownership Rate

67.0%

🔑 Renter Rate

33.0%

📉 Poverty Rate

5.6%

💼 Unemployment Rate

2.1%

📡 Internet Access

92.0%

🎓 College Educated

50.6%

☀️ Seasonal Utility Costs

Summer AC usage spikes electric bills, while winter costs are lower due to mild temperatures. Water usage may rise in dry seasons for irrigation.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary by ZIP, with Jacksonville Beach having a base rate of 1.2%. No local surtaxes specific to Duval County.