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Florida Ridge, FL Utility & Living Guide

Florida Ridge is a census-designated place (CDP) in Indian River County, Florida, United States. As of the 2020 census, Florida Ridge had a population of 21,302..

Last updated: July 9, 2026

Total Utilities$305/mo

1BR Rent$1025/mo

Sales Tax7.5%

COL Index105 (+5% above national average)

Family Score6/10

Median Home$212,000

📷 Live Cameras — Florida Ridge

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🌤️ Live Weather — Florida Ridge

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Living in Florida Ridge, summers are hot, with Jul highs around 87.8°F, while winters stay mild, with Jan lows rarely below 58.2°F. At just 0 heating degree days per year, home heating costs are minimal. The area receives 52.3 inches of rainfall per year. Median household income: $60,439. With a 11.3% poverty rate and 83.5% homeownership, the community reflects a stable residential mix. Nearby cities: Gifford (6mi N), Fort Pierce (10mi SE), Sebastian (17mi N). Air quality is Good — avg AQI 45 over the past week.

📍 City Briefing

⚠️ Natural Hazard History — Florida Ridge

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light

🔥 Gas

$50/mo

N/A - Electric only

💧 Water

$45/mo

Florida Ridge Water Utility

🗑️ Garbage

$25/mo

Waste Management

📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom	$1025/mo
2 Bedrooms	$1139/mo
3 Bedrooms	$1423/mo
Median Home Price	$212,000
Property Tax Rate	1.2%
Avg Childcare/mo	$1000

The housing market in Florida Ridge is competitive, with prices rising due to demand from retirees and remote workers. New developments are popping up, but inventory remains tight.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax	7.5%
Property Tax Rate	1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score

6/10

Safety Index

Higher = safer

School Rating

6.5/10

GreatSchools avg

Avg Childcare

$1000/mo

City Pulse

Population Trend

+8% (growing)

Political Climate

Purple

Business Momentum

Moderate with key industries in tourism, healthcare, and retail.

Top Local Concerns

Hurricane preparedness, rising home prices, traffic congestion

🚌 Transit for Families

Public transit is limited, but sidewalks are generally well-maintained for stroller use.

🎡 Top Kid Attractions

🎯
Florida Ridge Community Park
🎯
Sunshine Splash Water Park
🎯
Ridgeview Library

Best Neighborhoods for Families

The Ridgeview and Palm Grove areas are popular among families for their good schools and parks. These neighborhoods offer a mix of single-family homes and townhouses.

Household Budget Calculator

Estimate your real monthly cost of living in Florida Ridge based on your household profile.

📰 Live Local News

Residents must adhere to strict hurricane preparedness guidelines and water conservation measures during dry seasons.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Florida Ridge — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income

$60,439

👤 Median Age

44.6

🏠 Homeownership Rate

83.5%

🔑 Renter Rate

16.5%

📉 Poverty Rate

11.3%

💼 Unemployment Rate

3.4%

📡 Internet Access

84.1%

🎓 College Educated

18.9%

☀️ Seasonal Utility Costs

Utility costs peak in summer due to high air conditioning usage. Winter months see lower bills as heating demand is minimal.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, with an average of 1.2%. No local surtaxes specific to Florida Ridge county.