⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Palm Valley, FL Utility & Living Guide
Palm Valley is a census-designated place (CDP) on San Pablo Island in St. Johns County, Florida, United States.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1545/mo |
| 2 Bedrooms | $1717/mo |
| 3 Bedrooms | $2146/mo |
| Median Home Price | $604,200 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Palm Valley is competitive, with steady demand for single-family homes. Prices have risen due to its proximity to Jacksonville and coastal amenities.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6% + County 1% + City 0.5%</p> | |
Florida has no state income tax.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit; most families rely on cars, but sidewalks are well-maintained in newer neighborhoods.
- Palm Valley Park
- Splash Pad at Veterans Park
- St. Augustine Alligator Farm
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Palm Valley based on your household profile.
📰 Live Local News
Residents must adhere to St. Johns County zoning laws, including restrictions on short-term rentals.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Palm Valley — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer AC usage can double electric bills, while winter costs are lower due to mild temperatures. Water usage peaks in dry seasons for landscaping.
🏛️ Local Tax Details
Key ZIP code level tax info: Property tax millage rate of 1.2% in 32082, no local surtaxes.
👶 Family & Stroller Friendliness
7/10: Sidewalks are common in newer areas, parks are accessible, but transit lacks elevators.
Palm Valley, Florida — City Overview
Living in Palm Valley, summers are hot, with Jul highs around 87.3°F, while winters stay mild, with Jan...
Read more →
Florida Living Report — July 27, 2026
With a population now exceeding 21.6 million, Florida has become more than just a retirement destination; it is...
Read more →
Florida Living Report — July 26, 2026
For anyone weighing a move to Florida, the numbers paint a picture of a state that is both...
Read more →
Florida Living Report — July 25, 2026
When considering a move to Florida, you are stepping into the nation’s third most populous state, with over...
Read more →
Florida Living Report — July 24, 2026
Florida, with a population surpassing 21.6 million, has long been a magnetic destination for Americans seeking a change...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.